BOOKS BY
PEGGY HOYT

What’s the Deal with…Estate Planning

by Peggy R. Hoyt, J.D., M.B.A.

Are you and your family prepared in the event of a disability or death? In her previous book, Straight Talk! About Estate Planning, author Peggy Hoyt provided a fresh new approach to thinking about estate planning that focuses on the personal aspect, not just the documents involved!. To be relevant, your estate plan must be well-counseled, fully funded and up to date. Don’t rely on your state’s default laws to create an estate plan for you – create one for yourself that meets your specific needs, goals and concerns. This requires that you understand your own situation and that of your family – and every family is unique! What’s the Deal With Estate Planning? explores Peggy’s unique approach to estate planning and addresses important questions regarding planning for mental incapacity, planning for long term care and ultimately, planning for your death, including a peak into what happens when someone dies. In this book, Peggy addresses the following questions: Why is Estate Planning Important? Should I Plan for Mental Disability? Doesn’t the Government Pay for Long Term Care? How vital is a Will and what does it provide for me and my family? Can you Trust Your Family? What if I have Unique Planning Concerns? Are Taxes a Big Concern? What Should I Do When Someone Dies? What about my Pets? This book also discusses the latest information for same-sex couples. It also includes a comprehensive list of resources for further information so that you can stay up to date with the latest laws and advice. Remember, every family’s situation is unique – a cookie cutter approach to estate planning will not work! It’s your family – provide them with the best possible outcomes. Educate yourself today before meeting with your estate planning professional tomorrow. Let Peggy’s book help you and your family plan for the future.

What’s the Deal with…Estate Administration

by Peggy R. Hoyt, J.D., M.B.A.

Estate administration is an on-the-job learning experience that most hope they will never have to experience. What’s the Deal With Estate Administration? answers the questions that you didn’t even know to ask, especially at a time that is quite overwhelming for all of us. In her previous book, What’s the Deal With Estate Planning? Peggy R. Hoyt provided a fresh new approach to thinking about estate planning that focuses on the personal aspect, not just the documents involved! Her unique approach to estate planning addressed questions regarding planning for mental incapacity, planning for long term care and ultimately, planning for your death. This book starts where her last one left off. Peggy deals with the mystery of estate administration in a straight-forward and easy-to-understand format. Estate administration is essentially a three-step process: 1. Identifying, gathering and valuing estate assets 2. Identifying and paying all creditors, including taxes 3. Distributing the remaining estate assets to the proper beneficiaries Included in those three important steps are lots of additional steps intended to comply with relevant state and federal laws. This book will help you navigate some of the most important estate administration questions you’ll encounter. Some of the topics What’s the Deal with Estate Administration? tackles are: • What to do when a love ones dies • What not to do • Probate is not a four-letter word • The difference between wills and trusts • The importance of asset ownership • Avoiding the morbid scavenger hunt • Dealing with income, estate and other possible taxes • Pre-planning your memorial service • Accomplishing your own estate planning goals While the overarching goal of estate administration is to distribute the assets to the intended beneficiaries, no two estate administrations will ever be the same. That’s because every family is different. What’s the Deal with Estate Administration? provides insight and guidance—crucial to making sure your estate plan works the way you intend.
Straight Talk! About Estate Planning: What to Do When Someone Dies

by Deborah E. Roser & Peggy R. Hoyt, J.D., M.B.A.

Straight Talk! What To Do When Someone Dies provides you with insight about the things you should be doing, how to speak the language, who to trust and ultimately how to get the results you (and your loved one) intend. In their straight forward, easy to read style, Peggy Hoyt and Debbie Roser will answer your questions and help you navigate your fiduciary responsibilities, including what you should and shouldn’t be doing during the administration process. They will help you understand probate, trust administration and the important differences between Wills and Trusts. You’ll learn how to prepare your own estate plan for your loved ones to prevent unexpected results, including the costs of estate planning (or not planning), and why how you own your property is so important. Straight Talk! What To Do When Someone Dies is a must read for everyone who has ever lost a loved one or might lose a loved one someday!
Straight Talk! About Estate Planning: The Truth About Leaving a Legacy of Love, Wisdom, & Wealth

by Deborah E. Roser & Peggy R. Hoyt, J.D., M.B.A.

Straight Talk! About Estate Planning provides a no-nonsense look at the importance of estate planning and how to create an estate plan that works! In their straight forward, easy to read style, Peggy Hoyt and Debbie Roser lead you on a journey through the maze of legal potholes that include staying out of the guardianship courts, avoiding probate, reducing gift and estate taxes and making more than sure your plan accomplishes your personal and family goals. Straight Talk! About Estate Planning will entertain you while imparting crucial information you need for every aspect of your life – now while you are alive and well, in the event of your mental disability and at the time of your death. It’s a must read for everyone!
Thank Everybody for Everything! Grow Your Life and Business with Gratitude

by Deborah E. Roser & Peggy R. Hoyt, J.D., M.B.A.

In Thank Everybody for Everything! Grow Your Life and Business with Gratitude, discover how to attract joy and prosperity through acts of kindness and expressions of gratitude. The simple act of saying “thank you” can have a dramatic effect on the recipient, but it can also change your life, because what you send out always returns to you. You have the power to control what the world sends you—to make good things happen–learn how when you thank everybody for everything.
Gratitude Expressions, A Five Year Journal

by Deborah E. Roser & Peggy R. Hoyt, J.D., M.B.A.

As a companion to Thank Everybody for Everything! the authors created Gratitude Expressions, a unique journal for recording, tracking and re-visiting one’s daily gratitude expressions over a five-year period. Every day when you write your gratitude expressions, you can look back on the same page and relive the blessings you experienced on the same day in the years prior. Each page also contains an inspirational quote as a gentle reminder of the value of gratitude and appreciation.
All My Children Wear Fur Coats, How to Leave a Legacy for Your Pet

by Peggy R. Hoyt, J.D., M.B.A.

How to leave a legacy for your pet. Animal companions… your pets… “your children.” Whatever you call them, they are dearly loved family members. Our pets come to us from rescue shelters, from pet stores, from breeders, and from friends and family. Our pets come in all shapes and sizes — from horses to hamsters, from ferrets to felines — they inhabit our hearts with their own unique personalities. They share day-to-day struggles, adventures, special moments and play times with us. We share our homes, our beds and our hearts with our pets. We worry about our pets, too, just like our children, when they are not with us. They leave us with a legacy of happy memories after they’re gone. Our pets love us unconditionally, help reduce stress and even enhance longevity. For all these reasons and so many more, you should explore all the alternatives for planning for your pet’s future without you and for your future without your pet. This book is for anyone who has ever loved a pet and wondered what he or she would do if their pet were no longer with them or what their pet would do if they were no longer there.
A Matter of Trust, The Importance of Personal Instructions

by Peggy R. Hoyt, J.D., M.B.A. & Candace M. Pollock, J.D.

A Matter of Trust is a book for everyone—everyone, that is, who cares about what happens to them in the event of disability and to their legacy at the time of their death. Maggie Kinnick was a widow of comfortable means who created a revocable living trust on the advice of her trusted advisors after the death of her only child, Pat. Her trust was created to provide Maggie with financial caretakers when she could no longer handle her own affairs, and to distribute her legacy at death. Instead of protecting Maggie, the trust, and the way it was managed by her trustees, created a nightmare for her—one that continued even after her death. A Matter of Trust is the definitive guide to creating legal directives to avoid Maggie’s dilemma. It identifies the types of legal directives most people require and where and how to create personal instructions to properly guide caregivers about when and how discretion should be exercised.
Loving Without a License, An Estate Planning Survival Guide for Unmarried Couples and Same Sex Partners

by Peggy R. Hoyt, J.D., M.B.A. & Candace M. Pollock, J.D.

Loving Without a License – An Estate Planning Survival Guide for Unmarried Couples and Same Sex Partners explores the unique estate planning challenges of unmarried couples and same sex partners – life alliance partners. In an easy-to-read, easy-to-understand format, discover the estate planning techniques and directives that allow you and your partner to protect yourselves and each other. Traditional estate planning focuses on solutions for married couples or for singles. What about the unique challenges faced by unmarried, yet committed partners? The number of life alliance partners continues to grow, with an ever-increasing demand for laws, protections and services designed specifically to address their specific estate planning needs. Step-by-step, Loving Without a License, provides guidance, insight and solutions for people genuinely concerned about creating a comprehensive estate plan that does one thing – accomplishes your goals.
Special People, Special Planning: Creating a Safe Legal Haven for Families with Special Needs

by Peggy R. Hoyt, J.D., M.B.A. & Candace M. Pollock, J.D.

Special People, Special Planning is about creating a financial and legal blueprint to address the special person’s unique personal and social needs. Families of people with special needs face planning challenges that accompany longer life expectancies – a future without full independence – and the need to maintain an outstanding quality of life. In this book, authors and estate planning attorneys Peggy Hoyt and Candace Pollock give your family an overview of the three main federal disability programs and teach you how to create a customized, comprehensive plan for your special person.
Women in Transition, Navigating the Legal and Financial Challenges in Your Life

by Peggy R. Hoyt, J.D., M.B.A. & Candace M. Pollock, J.D.

Women in Transition is written for you – for every woman as she moves from one phase of her life to another – whether she is living with parents, on her own, in a committed relationship, experiencing widowhood or divorce. Each transition presents potential areas of vulnerability with personal, legal and financial lessons, opportunities and challenges. Women take the experience and resources at each phase as the foundation for the next phase. This foundation is either shaky or solid and contributes or undermines her success, security, and independence thereafter. This book will teach you how to build your own solid foundation to protect yourself and the people and things you cherish.
Like a Library Burning, Sharing and Saving a Lifetime of Stories

by Scott Farnsworth & Peggy R. Hoyt, J.D., M.B.A.

If a story is worth sharing, we believe it is certainly worth saving. If shared stories are the threads in the ties that connect us person to person, then saved stories are the links in the chains that bind families over generations and entire cultures over centuries. If sharing our stories matters deeply—and we believe strongly that it does—then saving those stories matters just as much.
101 Ways to F$$K up Your Estate

BY PEGGY R. HOYT, J.D., M.B.A.

Why did I write a book called “101 Ways to F$$k Up Your Estate?” It’s because I’ve spent most of the last half-century shaking my head at the devastating things people do when it comes to one of the most important planning arenas in their life. Most of the events described in this book could have been avoided with three legal documents – a Last Will, a Durable Financial Power of Attorney, and/or a Prenuptial Agreement; along with a strong relationship with a legal professional they know and trust. I hope you don’t take offense to the title of the book. I needed to be blunt to get your immediate attention. I trust I have. I hope you will enjoy your journey through the book and come away with some valuable tips that will save you (and your family) from experiencing a costly mistake that could have been easily avoided.